Why digital banking?
Strategies may differ: competition or cooperation with FinTechs, fundamental revenue growth, cost efficiency requirements or increased customer satisfaction… however, digital banking is key to the transformation of banks and credit unions from peripheral financial institutions to the core of the interconnected digital economy.
What is the DBOS platform.
A digital banking platform that enables seamless end-to-end transaction processing. For bank clients. For bank employees.
A market-driven and experience-proven platform upon which all banking functionality and activities can run. Consistently. Reliably. At scale.
A flexible solution serving your clients in rapidly changing financial journeys through the most relevant channels. Be it bank channels or continually new FinTechs ones.
DBOS is the operating system of digital banks.
Traditional digital strategies for banks don’t work anymore.
You need a rapid, efficient, and fundamental digital transformation. Future proof.
Digital Banking FinApps.
We have built a suite of essential FinApps Financial Applications – ones we believe are core to a bank’s value proposition to individual and institutional clients. With DBOS, banks can also access 3rd party FinTech applications. A true open banking platform.
Our ultimate objective: the most natural and frictionless experience.
True digital banking serves as much bank clients as it empowers bank employees to better serve clients.
We deliver the tools and services required by modern nimble banks to improve their customer service and offering. Customer first, always.
End User Modules
Under the hood.
Based on an event-driven micro-service architecture, we built DBOS from the ground up to be a world-class digital banking platform with the maximum possible flexibility.
Our robust multi-layer architecture enables:
- The abstraction of banking systems and the extension of their functionality, protecting you from painful upgrades of legacy systems
- The centralization of communication flows cross-systems and channels allowing effective analytics, monitoring and auditing
- The customization of back-end processes to suit bank and local regulatory requirements and best practices
- The rapid creation of natural and personalized journeys, exposed via a robust Bank API to all relevant channels
DBOS modular architecture means we work with your agenda, delivering the necessary building blocks to your value added. One size does not fit all.